Imagine. Code. Run the next generation of banking products and experiences
Banks are being fundamentally challenged to keep up in today’s increasingly digitally focused market. Challenger banks (AKA digital native entrants) and neo banks are rapidly gaining traction, unencumbered by the constraints of legacy business models and core systems. They can provide reimagined products and the type of simple and insight-driven experiences that today’s digitally savvy customers expect.
At Deloitte Digital, we’re working with banks across the continuum of innovation and maturity—helping them define and deliver transformation that best fits their strategic ambitions.
Demystifying Banking as a Service
Banking as a Service (BaaS) is reconfiguring the banking value chain, creating the risk that traditional banks will be disintermediated, but also equally enabling new sources of growth for banks through partnerships with non-banks now providing embedded financial products to their customers. This paper provides a framework for understanding BaaS, its impact on the banking value chain, and the specific configurations creating value using BaaS. This paper concludes by providing a frame, for banks and non-banks, to understand how to get started when launching a net new BaaS proposition. Download our latest thinking here.
Announcing Deloitte Digital + Finxact: A new alliance to help solve your signature issues
Next-Gen Digital Banking: What we're all about
EXTENSIVE DIGITAL BANKING EXPERIENCE
We have built award-winning brands and experiences while developing leading digital capabilities for the world’s leading banks—with solutions that are both executable and differentiating.
COLLABORATIVE AND ITERATIVE APPROACH
We’re proud of our highly collaborative approach, where our teams work with you to create innovative experiences and platforms that drive value for your bank and your customers.
LEADING DIGITAL DESIGN AND ENGINEERING CAPABILITIES
Experience our honed, leading-class design and engineering capabilities and the digital assets that result from them; engage with the full breadth of our creative, design, strategy, and engineering capabilities.
MATURE ECOSYSTEM OF SOLUTION PARTNERS AND ACCELERATORS
We’ve spent the past few years working with leading fintechs to design and build Deloitte Digital’s DigiBank, enabling behavioral banking products and features that can be deployed rapidly.
DATA-DRIVEN AND CLOUD-ENABLED
What’s under the hood truly matters, and our capability is underpinned by our globally recognized cloud and data analytics practices.
